Mitigation Monitor™

Benefit from business rules, velocity limits and behavior monitoring

Payment21®'s gateway comes with our proprietary Mitigation Monitor™ (patent pending).

Our gateway is controlled by our proprietary Mitigation Monitor™ (patent pending) which applies a number of business rules and velocity limits to mitigate abuse and fraud. The Mitigation Monitor™ can be adjusted to your industry-specific preferences in order to reflect specific business rules and your customers' check-writing habits. This state-of-the-art fraud prevention solution monitors and rejects transactions from known fraudulent or abusive users before the transaction even reaches the payment system. This saves your company money in processing costs and returned transaction fees.

For every check payment, our customizable Verification Loop™, in conjunction with the proprietary Mitigation Monitor™ (patent pending), uses up to 10 different databases that can rigorously apply customized business rules and velocity limits specific to each merchant. We can tailor your business rule settings to create limits for the number of wait days on the first check, minimum and maximum deposit amounts for checks and maximum increase on amount from last check.

For velocity limits, we can adjust the number of checks that a customer can submit to our system at intervals of 8 hours, 16 hours, 24 hours, 48 hours, 3 days, 7 days, 30 days and 90 days. For each time interval option, our proprietary Mitigation Monitor™ (patent pending) allows you to set the maximum total allowable amount on all submitted checks.

 Demo AML/KYC-compliant on-boarding in 5 easy steps